Accelerating Credit Repair
March 20th, 2009 by Questions
Not sure if this question has already been asked but I would like to know how to accelerate my credit repair. I was discharged from bankruptcy in early `08 and soon after applied for a secured credit card which I got. I have been using it since and paying it back every month. It`s been close to a year since I had the card. So recently I decided to apply for a regular unsecured credit card. I was declined (of course) saying I had declared bankruptcy etc…I was just testing the waters…You see, I would like to buy a house next year and need my credit score to be as high as possible when I apply for a mortgage. I have been on your credit repair link and done everything on it – from saving a bit of money to applying for an RRSP etc…Is there anything else I can or should be doing? My credit limit on my secured card is not very high so not sure if this is why my credit score isn`t improving rapidly? Credit limit is too low?
Any advice on this would help…Or should I just wait and sit tight…Maybe it`s just a question of time then?
Posted from: Ontario