January 9th, 2008 by Questions
In 1991 I was forced to declare bankruptcy. All was settled, or so I thought, and life moved on. I was granted credit again after 7 years, remarried etc. Marraige dissolved in 1998 and ex-wife left me with financial disaster. Have been sorting it all out, and finally went for credit counselling in 2004 where I found out that I have never been formally discharged. What does this mean, and why did the bank grant me credit under those circumstances. I have tried to locate the original trustees, but no luck. What are the ramifications of not being discharged?