rebuilding credit

August 20th, 2007 by Questions

My husband and I filed joint bankruptcy last year and have recently been discharged. We want to start rebuilding our credit as soon as possible and have been looking into the secured credit cards. Since we filed joint bankruptcy, we obviously need to rebuild my credit and his – but we cannot afford the fees needed to secure a credit card in each of our names right now. My husband has the larger income. Should we work on rebuilding his credit first?


One Response to “rebuilding credit”

, Barton Goth GCO Bankruptcy Trustees said:

That probably would be best as the higher income suggests he will be the primary borrower on anything you do.

In terms of affordability, the last time I checked Capital One had the least expensive secured credit card I could find.

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