Hi Downandout, again...LOL....me again....sure sounds like you're going through rough times.

The laws of bankruptcy fall under the Bankruptcy and Insolvency Act...designed by lawyers in bankruptcy....and approved by the courts. It is designed for the creditors. People like us do promise to pay our bills...but things do happen...and when they do, we really are at the mercy of our creditors. They have to try to recoup their losses. I'm not sure of your circumstances, but it sounds like you had a Consumer Proposal before having to go Bankrupt....I don't know if going that route changes the way the Bankruptcy proceeds...you'd have to ask someone more knowledgeable than I.

For sure, you do not have to keep paying for your house. Perhaps, you have to pay for the shortfall~the amount between what you owed the bank, and the amount the bank received in the sale of the house, minus all the fees, etc.  Ask your trustee for the paperwork regarding the sale of the house....or at least get him/her to explain what the next step will be.

No question is a bother. We're here to help each other get through this process and get back on track. 

Hope that helps!!