The calculation of monthly surplus income is based on a formula set by the Government of Canada.  It takes the total of the take home income of the family unit, and only allows for certain deductions, such as child support, alimony, medical expenses not covered by a health plan to come down to what is available.  You then deduct the standard for the size of the family unit.  You also have to take into account the percentage contribution of the bankrupt to the total family unit income.  You then take half of the result and that is the monthly surplus income amount.  Any monthly surplus income under $200 is not considered.

Trustee

Dear Mermaid,

This was a confusing subject for me. But I am now done with my bankruptcy.  If you are a family of 1 your max income amount is 1884. You can google bankruptcy income standards for more info on allowable amounts.
So if you are only making 1200 total for monthly income than you will not have to pay anything to the trustee other than the monthly fee that they charge you . If you make more than 1884 (total of all your incomes) Then you pay 50% of that amount if it is over $200.  So for example if you make $2060 you will not have to pay surplus income but if you make 2100 then 2100-1884 = 216 so you only pay 50% of the $216.  Please note that if you have surplus income of over 200 it will extend your bankruptcy to 21 months instead of 9 months (if this is your 1st bankruptcy).

Hope this helps

Thanks Winnie123 I'm so dumb i can't understand anything but you explained it really good.
The amount I can earn, is that gross or net? I have to ask since I'm self-employed. Also, what approx, is the monthly trustee amount that I pay (just approx. if u know).

I have not filed a bankruptcy, but from my reading about it.....one will not be discharged from your bankruptcy until all conditions are met.......and I'm sure that paying the trustee all that he/she is owed, is a condition.