Hi Obba , i had the same question many months ago with my Trustee. The simple answer is yes , you voluntarintly go into BK

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EX: If a Consumer Proposal isnt accepted , then your only other option is BK.There is no other option. Dont stress , move on . Ive been BK for 2 months now & i am back on track w/my life.
Good luck,
ML