I tried the consumer proposal and it was rejected so my option is bankruptcy. I am concerned about our home that has no equaty all up to date and will continue. I have 4 in the family with my wife and I as wage earners making abot $3990per month, Her wage is $1400. per month clear, There is a pro rated factor I can not grasp at all but think it would represent 40% of her wage so that together with mine is under the income allowed for family of 4 and yet the trustee states payments for $200 a month. How long it was 9 months then could chage but what is it based on these income figures. The trustee does not seem to have compassion. There is a chance for some spontainous work that could give me clear $600 extra a month but not regular and case by case it could happen. How much of that do I see in my family use.
Thanks

Iam in for about $70,000.

Thanks:
Why would the trustee say 9 months and the $200.00 per month is the trustee fees. The first month to report things is April so any income from January to April does not fall into this income. CORRECT/ Does payment for filing income tax which is for spouse and I plus company was $500.00 which will be paid in April Is this a business expense. My company is closed down, web-site gone etc. I have some small consultation job not related to the old company business and I made 7 hours last weekend so is this reportable as it is before the April start? If no surplus income then no 21 months just 9 months? Correct?