After discharge

« on: May 03, 2011, 07:16:50 AM »

abouseif
Newbie

Posts: 1

Dear Sir/Madam,

I was discharge in the year 2000, I left Canada in 2001 to work overseas. My question is do I need to apply to get my credit record cleared or does it clear up by itself? Also, If a bankruptcy question on an application is asked what would I answer?

Awaiting your reply, I remain.

Abouseif.


	Logged

Re: After discharge

« Reply #1 on: May 03, 2011, 01:20:49 PM »

alex
Newbie

Posts: 30

You should contact Equifax or TranUnion to see if the bankruptcy is cleared, which it should have. You must always answer "yes" if asked whether you gone bankrupt, even after this many years. If not, it is considered fraud.


	Logged

Re: After discharge

« Reply #2 on: July 24, 2011, 12:03:09 AM »

MortgageEnder
Newbie

Posts: 29

Hello,

I agree with Alex. Also, get a copy of your credit report and see for yourself if the bankruptcy is there. If your intentions are getting a mortgage, you should explain your consideration to the mortgage professional you are dealing with. Always say yes to the question of BK so all your documents will be processed properly.

MortgageEnder


	Logged

Pages: [1]

« previous next »