Student Loans Articles - Archive: November 2008

I have approx 18,000 in student loans and a 13.00 hour job. My rent is 500.00 a month not including utilities. I can afford 200.00 a month in repayment to OSAP but they are refusing to accept this. I have just finished school approx 9 months ago. I have not defaulted or ignored these people, [...]

Hi: I discharged in July 2008 and pay back student loan to the governments now(both ontario and canada..because they r not over 10 years) I am planning to go back to school Next Sept 2009…Any problem getting OSAP from the government?? thanks. R Posted from: Ontario

i guess my question is since the laws have changed, if my loans are more than 10 years old….and i have not filed for bancruptcy does the government write them off after a certain point or does it last forever ? Posted from: Alberta

I declared bankruptcy 5 years ago and finished school over 8 years ago, paid off one of my student loans however since the bankruptcy I now have a collection agency chasing me for the other one, I should note that I am not discharged either as I have not been able to afford the 1900 [...]

Hi, I declared bankruptcy in year 2004 and was discharged in 2005. It has been 7 years since I have been out of school, so am I able to get my student loan included in my previous bankruptcy? Posted from: British Columbia

If a student loan can be included in bankruptcy after the 7yr time has elapsed, can it be included if you qualify for bankruptcy under the 5yr hardship rule or does 7yrs absolutely must have gone by? Thanks Posted from: New Brunswick

I am paying off a student loan and down to three more payments and it is paid up all my loans will have been paid this year. I negotiated the first one with a lump sum payment, then the current one I did the same and should be done about Dec 2008. Will this improve [...]

I owe in excess of $50,000 dollars in Student Loans – to 3 different agencies (my provincial and federal loans were split amongst 3 groups). This is after being discharged from a bankruptcy in 2004. The minimum monthly payments, collectively are almost $1900 and far exceed my ability to pay and I barely cover interest [...]

I am going to be eligible for bankruptcy to include my student loans in two years. My question is, after reading some of the blogs on your site, will I still have to pay back the student loans? In reading, its my understanding that I will still be responsible for them once my bankruptcy is [...]

I CLAIMED BANKRUPTCY IN 2006 , I HAVE RECEIVED NOTICE THAT I OWN 45000 IN STUDENT LOANS. I AM NOW PAST THE 7 YEAR MARK SHOULD I CLAIM BANKRUPTCY AGAIN. MY FINANCIAL SITUATION HAS NOT CHANGED. Posted from: Ontario