Money Management and Problems Articles - Archive: November 2009

How does one know if a judgment has been made against them. Is there somewhere to check? Posted from: Alberta

I seen a similar question to mine but have something to add. I recently had my jeep removed because they decided to seize not sue I was a few payments behind and the interest and payments were very high. Now I just received a letter saying I might have to pay a disposition or may [...]

When a collector goes to court, can he do so without letting the person know and obtain the judgement? Posted from: Ontario

if a cosigner is retired and on a company pension can a creditor garnish the pension for non payment? Posted from: British Columbia

I personally learned quite a few lessons about personal finance and dealing with collections in a very short space of time. I am confused with one problem. I pulled my credit report from Equifax and there is one credit card debt from march 2007 and it is marked as Written Off – Closed by Credit [...]

Hello! I am out of Canada and will stay here for the next few months. I don`t have an income right now and I am falling behind with my payments. I intend to return and after finding a job to probably file a consumer proposal (depending on what advice I will get from a trustee). [...]

can a credit card company go into your bank account and take everything from your account?We will be filing for bankrupcy next week.we now have no income to live on or money to pay hydro.Do we have any legal rights with what they`ve done? Posted from: British Columbia

I have recently been separated, Our mortgage payments are not behind, but we need to sell the House, the mortgage is more than the Selling Price, with a shortfall of approimately $30,000 plus a credit card debt of $15,000, a veh. lease of $500.00 and rental of $1,500.00 any suggestion of how I can make [...]

I gave back my new vehicle which I purchased 6 months ago voluntarily due to separation and not being able to pay all bills + house and support 2 children. Now my bank is saying that they will sell the car at auction and I am responsible for the difference – they will garnish my [...]