Question Asked...
I have attempted to negotiate payment reduction with Capital One Mastercard and did not get enywhere with them. Is it possible to reduce monthly payments?
Posted from: Quebec
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The credit card company has the right to set minimum payment levels. If you cannot negotiate any reduction on these payments directly with the credit card company the only way to do this would be through the filing of a consumer proposal.
For more informaiton on how you can use a consumer proposal to alter the monthly payments you are best to contact a local trustee directly.