Credit Counselling Articles - Archive: 2009

the difference of impact on your credit rating between enrolling on credit counselling and consumer proposal Posted from: Ontario

I personally learned quite a few lessons about personal finance and dealing with collections in a very short space of time. I am confused with one problem. I pulled my credit report from Equifax and there is one credit card debt from march 2007 and it is marked as Written Off – Closed by Credit [...]

What is the difference between a credit Counseling loan and a consumer proposal? Are they both R7 on the credit bureau? Posted from: Ontario

I am already with a credit counselling program but recently got a lay-off from my job. If I don`t make my payments what will happen? Posted from: Newfoundland and Labrador

How does reducing debt thru cc affect your credit rating? Posted from: Alberta

Is credit counselling the same a bankruptcy? Posted from: Ontario

Unfortunatly I am going to go for bankruptcy and in the meantime I am moving to USA. my question is , do I have to be personaly present for credit counselling session? Is there any other option like phone counselling or on line counselling ? My other question is , will filling bankruptcy in Canada [...]

Can I switch to bankruptcy from credit counselling program ? Posted from: Ontario

What is the difference between Consumer Proposal and Credit Counsellingé Or are they the same. Posted from: British Columbia

I`m presently on a Debt Management. Can I still apply for consumer proposal? I have been in the program for 1 year. Posted from: Ontario