Hello, I`ve two kids and a spouse. Combine salary:84,000 yearly Mortage:350,000 market value 340,000. 7.50% interest rate. Monthly mortage payment: 3,154.00 No car payment. Unsecure debts of $75,000. I would like to know if we would be qualify to claim consumer proposal? if we would have enough money earning combined. If yes, […]

- Consumer Proposals
- Consumer Proposals FAQ
- How a Consumer Proposal Works
- Did Your Creditors Agree to Your Proposal?
- Annulment of a Consumer Proposal
- How a Consumer Proposal Affects Your Credit Rating
- Consumer Proposal Debt Limit
- A Glossary of Consumer Proposals Terms
- Joint Filing
- Consumer Proposals Law
- Are Consumer Proposals Often Refused?
- Consumer Proposal Payment Terms Examples
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Consumer Proposals Articles - Archive: 2010
The latest Consumer Proposal related questions, with our experts' responses:
Would it be hard to get approval on a proposal?
Posted from: Ontario
if you do a consumer proposal do you get your income tax return money back
Posted from: Ontario
WHILE IN CONSUMER PROPOSAL, ARE WE CONSIDERED AS UNDISCHARGED BANKRUPT UNDER THE BANKRUPTCY AND INSOLVANCY ACT OF CANADA, FOR THE PORPOSE OF CANADAIAN IMMIGRATION SPONCERSHIPS ?
geethraj@rogers.com
Posted from: Ontario
how publicly accessible to third parties is the information once i make a proposal to the Superintendant
Posted from: British Columbia
I have 3 kids (2 adults and one minor) living with us.
If I go for a consumer proposal, will they be factor in as dependants and qualify for the total income table. My daughter currently has a part time job. Will her income need to be be included in our financial statement.
Thank you for your […]
A few clearifcations needed on credit proposals:
1. Will a previous discharged bankruptcy re-appear on your bureau if you file a comsumer proposal
2. My wife is due May 15 with our 3rd child, if I filed a consumer proposal now, would they factor in the 3rd child that is set to arrive
3. Will the creditors know […]
Do you lose your RRSP`s. LIRA`s and any other pension money through a consumer proposal or bankruptcy?
Posted from: Ontario
I have approx $100,000 in credit card debts, which are all 6 years old and have all passed the statute of limitations. Only about $30,000 worth of the debt was taken to court and awarded a judgment against me. I want to file a consumer proposal to get rid of the judgment debts, but I […]
Which is better to fix the credit faster Consumer Proposal or Debt Settlement? How it effects credit? How long both of these stay on record?
Posted from: Ontario



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