Consumer Proposals Articles - Archive: March 2009

are resp total value taken into account when filing a consumer proposal Posted from: Ontario

what fees are payable to the gentleman viewing our documents and paying the trustee, what legal fees has to be paid when preparing and submitting the CONSUMER PROPOSALS. Posted from: Ontario

My husband and I are ready to file a consumer proposal. Our mortage will be due for renewal in four years so we will still have a `not great` credit rating at that time. We will still be able to get a mortage (hopefully with the same financial institution)? Posted from: Ontario

Can I purchase a home while in consumer proposal. My previous mortgage was paid when the house sold..its only unsecured debt thats included in my proposal. The whole thing happened because of my divorce and my ex not paying his bills…so they came after me and I opted to pay half in a proposal rather [...]

I have a rental property in quebec ( we now live & own a house in toronto), last dec. my new tenant that supposed to start a year contract , changed his mind because he said, he was laid off from work and gave us a day noticed and couldnt be reach anymore. To make [...]

I`m presently on a Debt Management. Can I still apply for consumer proposal? I have been in the program for 1 year. Posted from: Ontario

I am trying to find the interest free way to pay off my debts. I owe close to $30,000. Most of which is a car loan that I have already stoped paying. The vehicle was in an accident that will not be covered through insurance. The car is worth more than the damage done to [...]

Now that the Bankruptcy laws state that student loans can be wiped clean in a bankruptcy after being out of school for seven years rather than ten, what does this mean to consumer proposals? If I file for a consumer proposal and I have been out of school for more than seven years what happens [...]

Currently I am on E.I. I have a drawer full of unopened letters from collection agencies. This is stressing me out. I am at the end of my rope. They keep calling my parents number as I changed mine. I have outstanding lines of credit, credit cards around $15,000. And a old student loan (past [...]

Hello, I am planning on filing a consumer proposal but would like some clarification. I have a court order for receiving child support for $300/month as well as a court order for fixed arrears in the amount of $5000/year for the next 5 years. The support payor is in default and has not paid since [...]