How does applying to rent an apartment affect me after discharge?

January 30th, 2007 by Questions

I was discharged last April and I plan to rent an apartment in May 2007. I don\’t want to have a co-signer and I have been taking steps to repair my history: fixed inaccurate credit reports with all three credit bureau\’s, I have an RRSP, and I have two secure credit cards.

Are there any restrictions? I am steadily employed.

I\’m in the province of Ontario and this is my first time declaring bankruptcy.

Questions

One Response to “How does applying to rent an apartment affect me after discharge?”



January 31, 2007 at 7:12 am, A licensed trustee said:

It is literally up to each individual landlord to decide whether or not they are willing to rent you an apartment. That being said, I am not aware of anyone having problems after they have been discharged.

Think about it this way – you no longer have all the debts that you used to have so now you are better able to pay the rent. If a potential landlord looks at your credit report and asks about the bankruptcy, that’s what I would say to them.

Good luck – it sounds like you’re on the right track.

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